We got hit with an unexpected $5,000 bill yesterday. Our share of our neighbors’ new fence. The expense isn’t unexpected, but we have no way to prepare for it. There’s a $20,000 tax bill coming due. My attention must focus on how to pay that. Money is a problem. Our credit card debt continues to grow. Each time we have unexpected large expenses, we delay paying our credit cards down. The only solution I can see is to cut back purchasing of everything. Cut it back to the bone. Focus on paying off debt. It will take years to get to zero, and I’m sad that we likely won’t be going to England anytime soon.